It’s the classic dilemma that faces every car buyer out there: Pay cash up front or forego the ownership and pay monthly settlements instead Buy or lease a new car this is the question.

As is the case with every other common dilemma, there is no easy answer. Each option has its own benefits and drawbacks, and it all depends on your financial and personal situation.

Firstly, your finances. Affordability is clearly the key, and you need to ask the question of how stable is your job and how healthy is your general financial situation. The short-term monthly-cost of leasing is significantly lower than the monthly payments when buying: you only pay for “the portion” of the vehicle’s cost that you use up during the time you drive it.

If you have a lot of cash up front, then you can opt to pay the down payment, sales taxes – in cash or rolled into a loan – and the interest rate determined by your bank or loan company. Buying effectively gives you ownership of the car and that feeling of “free driving” that goes on providing transportation.

If, say, you want to get into luxury models but can’t afford the upfront cash of purchasing the vehicle than you’re a good candidate for leasing. Unlike buying, it gives you the option of not having to fork out the down payment upfront, leaving you to pay a lower money factor that is generally similar to the interest rate on a financing loan. However, these benefits have a price: terminating a lease early or defaulting on your monthly lease payments will result in stiff penalties and can ruin your credit rating. You need to make sure you can afford the monthly lease payment in your budget for the foreseeable future, at least for the duration of the lease.

Besides the financial aspect, making a buy or lease decision depends on your own particular lifestyle choices and preferences. Think about what the car means to you: are you the sort of person to bond with the car or would you rather have the excitement of something new. If you want to drive a car for more than fives years, negotiate carefully and buy the car you like. If, on the other hand, you don’t like the idea of ownership and prefer to drive a new car every two to three years then you should lease. Next, factor your transportation needs: How many miles do you drive a year.

How properly do you maintain your cars? If you answer is: “I drive 40,000 miles a year and I don’t really care much about my cars as I don’t mind dealing with repair bills”, then you’re probably better off buying. Leasing is based on the assumption of limited-mileage, usually no more than 12,000 to 15,000 miles a year, and wear-and-tear considerations. Unless you can keep within the prescribed mileage limits and keep the car in a good condition at the end of your lease, you might incur hefty end-of-lease costs.

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Emergency road services are hugely helpful for travelers or people with long commutes. There is nothing more inconvenient than having your car break down or getting into an accident and being late for work. Though the service cannot guarantee that you will not be late, at least you will not have to walk dangerously down the highway for miles or have to call information to find a trustworthy garage.

The services tend to come in two different types of packages. There are the high-tech systems installed into your car. These are wonderful because you can have almost instant help. You car is hooked up to their satellite system and has sensors so they can tell when something has happened.

The other type is slightly more do-it-yourself. You must make the call yourself, so make sure you always have a cell phone with you and it is always well charged. Keep your identification card with you, too, so you have the correct number to call and the identification number they gave you. After you call and explain the situation, they will send help on its way to find you.

With the automated system, air bag deployment alerts them. They call you through the installed device and ask if you are okay, talking through problems until an ambulance, police car, or tow truck can get there. This is really useful if you get in a bad accident and are hurt badly or unable to reach your cell phone. These systems have saved people’s lives on more than one occasion. If they do not hear a response from you, they assume the worst and send an ambulance right away.

Though the other system does require you to do the calling (because there are no sensor connecting you to a satellite system), it can still be a big help. It will allow them to do the work for you and get there fast with a tow truck or emergency vehicle. It will certainly save you the strain of trying to find the numbers yourself.

The other type of system requires you to call if you get in an accident. This emergency road service plan is much less convenient because a bad accident could ruin your cell phone or render you unable to call. It is still an excellent service to invest in, though.

For both of them, you will be able to contact someone if your car breaks down. If you get a flat, they will come change it. If your engine overheats, they will send someone with supplies. Tow trucks are always ready and waiting. They may not tow you far, but they will get you to a garage.

It can also provide taxis for you to keep you from being too late. Though memberships differ based on the type of service and the specific company, it can be quite low–only fifty dollars per year for some. This is extraordinarily cheap for a year of security, especially when you consider how expensive towing your car would be if it were not covered.

There comes a time when you need roadside assistance during an automotive crisis. Consult with the Towing Ontario for more information on responsive, resourceful, and reliable emergency road service Toronto.

Most RV owners in the United States use their vehicles only a handful of times throughout the average year. In the majority of situations the RV is only used during summer months for travel. During the many months spent at home the RV is usually left sitting idle by the owners. In most cases the RV is left setting in a backyard or maybe in a front yard exposed to all of the elements until the time for the next trip comes. Storing a RV is something that many owners do not think of until after the damage has been done.

Taking the time to find a good RV storage provider is probably one of the best options available to RV owners that want their property to last. Indoor storage helps avoid the can be caused by the wind, rain, and other natural elements including the sun. Having your RV stored indoors will help keep your RV in good condition but even though many RV owners know how important it is to store an RV indoors it can be hard to choose the right RV storage provider. New RV owners do not usually know how to start looking for a good storage provider and quite a few long time RV owners do not even know that RV storage providers are operating in their area.

When the time comes to start looking for a good RV storage provider it is important that you take your time and shop around. New RV owners do not realize that there are many different RV storage providers in most area and usually make the mistake of signing up with the first storage provider they come across. While this is not always a bad thing some RV owners have later found out that they were overcharged or they find out that they could be paying the same price to another storage provider while receiving more benefits. If you are a new RV owner or are new to RV storage take your time to make sure that you get the best deal possible. Never let yourself be rushed or badgered into using a storage provider that you are not 100 per cent comfortable with.

Once you have started looking at RV storage providers it is important that you find storage that is at least covered. Not all RV owners can afford the recommended indoor storage units but storage that at least provides a cover is acceptable. A covered storage area will help avoid fading and damage caused by the sun and will also protect your RV from hail which often damages RVs. In addition to helping protect from the sun and hail, using indoor or covered RV storage providers will avoid large repair bills brought on by cracked batteries or other parts.

Security is something else that should always be taken into account when choosing a RV storage provider. Each year a surprising number of RVs and motor homes are broken into. This often happens because thieves realize that travelers in RVs often have high priced electronics, money, and other supplies hidden or attached to their RV. If you are someone who does not think your RV would ever be broken into you might want to think twice. If you are storing your RV for large parts of each year some people are bound to notice and some unscrupulous individual is bound to get curious about the contents of your RV. Choosing a storage provider with high tech security will help reduce the chances of a serious problem.

Last, but not least, find out when what the usual access hours are for your RV storage provider. Some RV storage providers operate in the same manner as a traditional storage facility. In some cases this means that the RV storage facility will be accessible 24 hours a day but in many cases this means that the RV would only be accessible during certain hours of the day. Any restrictions on access can be extremely inconvenient to an RV owner who is planning to get an early start on a trip, packing, or anything else only to find that they cannot access their own vehicle.

RV ownership is a fun and exciting pastime as long as you’re RV stays in good condition. Investing in good RV storage will help your RV last throughout the years increasing your family’s chances of having fun and benefiting from their vehicle. With a little bit of time and effort you should have no problem finding the perfect RV storage provider.

Before the arrival of the General Positioning System (GPS) technology, having a trip was certainly the most daunting experience in our life. For instance, it was perfectly acceptable to see a situation where someone was driving his car, another one was looking at the map to find the right direction, quite funny! Nowadays, this situation is obsolete and ridiculous for GPS systems have drastically changed the way we used to deal with route finding during a trip. Indeed by just installing a GPS device in your car, you can accurately and safely get the right direction.

Usually when someone mentions GPS, he is referring to the GPS receiver even if the GPS architecture is actually more complex than this small device installed in your car. In short, GPS systems are a cohort of 27 satellites rolling around the center of the Earth. Only 24 satellites are fully functional while the remaining ones are just used for storage purposes. The military industry pioneered the technology before being used for general purpose by the public.

Each GPS satellite powered by the Sun rotates around the center of the Earth completes a distance of about 12,000 miles which is equal to 19,300 kilometers. The actual trajectories of these satellites are made so that at least four satellites are available in the space at any time. The GPS receiver is responsible of finding these available satellites, working out its distance to these satellites and finding its position. This process makes use of a mathematical model called trilateration.

The GPS signals are hindered by weather conditions. Nowadays, there are many research projects aiming at finding ways around this issue in order to increase the correctness of GPS systems. Having located the satellites, the triliteration is used to work out its distance and reduce these errors.

Briefly speaking, GPS systems are used for several purposes mainly as guiding aid. The user simply needs to input his final destination and the GPS receiver will do the rest of the job. GPS systems can also be used for tracking purposed as it is noticed in the automobile industry.

The GPS technology is also used for many other purposes. For instance, in the automobile industry, GPS systems are used to deter car thieves. Private investigators are also making use of the GPS technology in order to monitor a cheating wife. The GPS technology is also extensively used in the military industry as it was pioneered by the army. Some military usages include navigation, target tracking, missile and weapon guidance, search and rescue lost soldiers and acknowledgement and map creation. The possibility to keep track of a vehicle position every time is an appealing feature of the GPS technology. Other systems can furthermore keep track of a driver. This feature is of great help to anxious parents who are concerned about their children’s ability to safely drive.

Another use of the GPS for civilian purpose is to help prevent civilian GPS guidance from being used in an enemy’s military or improvised weaponry, the US Government controls the export of civilian receivers. A US-based manufacturer cannot generally export a GPS receiver unless the receiver contains limits restricting it from functioning when it is simultaneously at an altitude above 18 kilometers and traveling at over 515 m/s.

The original air-cooled VW Beetle had proved to be the perfect starting point for a variety of different automotive adventures. Throughout the 1960s Beetles were raced on road courses, on drag strips, and in the deserts. The simple yet rugged Beetle engine was capable of producing significant horsepower if carefully modified, and a whole tuning industry grew up to get more from the humble Beetle.

But VW owners were interested in more than just performance. They customized and sculpted their cars into shapes never envisioned by Ferdinand Porsche when he penned the original rounded form in the 1930s. Bug-ins were organized in every part of the country, as owners wanted to get together and share their Beetle experiences. In the early 1970s, with the Beetle’s replacement, the Golf, on the drawing hoards, one had to wonder if it could ever reach the same cult status.

It didn’t take long after the launch of the Rabbit/Golf before Volkswagen enthusiast began to discover the potential of the new car. Europeans were the first to benefit from increased performance with the introduction of the GTI in 1976, but Americans weren’t too far behind, getting the GTI in 1983.

The water-cooled inline four-cylinder engine in the Golf and Rabbit was light but robust and capable of significantly more performance than it developed in stock trim. It didn’t suffer from as many limitations as the air-cooled Beetle engine, and it was a conventional design that could be easily worked on by any local machine shop.

But the front-wheel drive chassis of the Golf/Rabbit was its real strength. Nimble and predictable, it soon found its way onto the racetrack, where its cars quickly earned a reputation as giant killers in much the same way the Mini Cooper had during the 1960s. A variety of shock absorber, spring, and anti-roll bar packages were soon made available from European and American tuners. The “stress bar”, a bolt-in reinforcement that helps prevent chassis flex under hard cornering was developed for the somewhat flexible first generation Golf; it has since become a staple of the high-performance tuning industry.

Since its engine, drivetrain, and chassis could be modified to produce a high-performance machine that would embarrass much higher-priced machinery, the Golf had reinvented the idea of the affordable sports car. By the time the second generation of Golf was introduced in 1985i, the VW name was firmly established in the minds of automotive enthusiasts who were looking for cheap thrills.

Although Volkswagen’s corporate financial fortunes were waning at the end of the 1980s, the company was hard at work on the third generation of the Golf and its sister, the increasingly popular four-door Jetta sedan. Known internally as the A3, the cars were introduced amidst a crisis in quality control within the company and especially at the company’s Puebla, Mexico, plant, but they managed to slowly fight their way into the market. Although this cost Volkswagen huge amounts of market share, enthusiasts soon recognized the potential of the third-generation Golf and Jetta and got to work improving them.

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Insurance offer power protection for you personal finances. Insurance can protect your finances against loss after a car accident, provide a future for your family in the event of your death and pay for many of your medical expenses in the even you become ill. Before you can obtain the insurance policy you are searching for, you must first know where to find insurance quotes.

Insurance comes in many forms, offering many different types of protection. Insurance policies can protect your vehicles, home and even your health. Not all forms of insurance are necessary for all individuals or families, and it is always important to know what you really need. Once you have decided your needs, it is time to go in search of the best policy at the best price.

A number of ways are available for obtaining life insurance. Many employers offer life insurance as part of a benefits package for employees. Life insurance can be purchased independently by contacting an insurance agent that sells the policies. Life insurance can also be purchased from online life insurance brokerages, as well as over the Internet directly from an insurance company.

Automobile insurance is not only a smart way to protect your finances, it is also required by law in most states. Automobile insurance can be purchased in a number of ways, including insurance companies, insurance agents, automobile insurance brokerages or even auto insurance online. Companies, agents and brokers can provide a number of car insurance quotes and show you the different coverage options available.

Health insurance is often offered to employees through benefit packages. For unemployed individuals, or those who work for companies that do not offer insurance, health policies can be purchased independently for individuals and families. Plans can be purchased directly from a company, or through a brokerage. Online brokers can provide quotes showing a wide range of coverages and prices.

Homeowners insurance helps protect you against damage to your home. It is often required by lenders, when home are financed. Homeowners can receive insurance quotes in a number of ways, including directly from insurance companies, from an insurance agent that represents a company and through independent brokers that sell policies for a number of insurance companies.

Renters insurance helps to cover the cost of your possessions in the even your rental home or apartment is damaged, destroyed or is burglarized. Receiving an insurance quote for renters insurance is simple, simply drop by the office of an insurance agent, or visit the website of a renters insurance company or a brokerage that sells policies for renters.

Today there are more ways than ever to shop for insurance quotes. The Internet is providing consumers with new options for finding policies and obtaining quotes. Consumers shop online, comparing policies and prices. Online insurance comparisons can be received directly from insurance companies, or from independent agents and brokers that sell policies.

Obtaining insurance coverage is a wise idea and a smart investment. Insurance helps to pay for damage, loss, illness or injury, protecting your finances from bills you might not be able to pay on your own. Obtaining insurance quotes is simple, and consumers have more options today than ever.

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One of the popular questions asked related to tax is “Can I deduct rental car costs on my income tax?”. Many countries impose massive taxes on rental cars. Rental car companies are becoming more infuriated with the increasing taxes imposed on their clients.

Unfortunately, it is not easy to avoid these taxes, according to the Coalition Against Discriminatory Car Rental Excise Taxes. In 43 of the United States of America, there are a total of 114 different local and state excise taxes for leasing and or renting cars. In the 1990s, there were only fourteen such taxes. The CADCRET was formed in order to track and fight the proliferation of taxes.

Residents of Maine blocked a new state tax-reform law that proposed a 10-12,5% increase in car rentals. The petition managed to put the increase on hold for a while at least. This is a great relief for business travelers in particular as well as rental car companies and corporate travel departments.

Some cities charge as much as 20% in car rental taxes and cost Fortune 100 companies upwards of $5 million per year.

Taxes are imposed in order for cities to close gaps within their budgets. This has not made the car hire companies excited at all. They do not want to be associated with tax collection and they have to charge higher prices to accommodate the taxes. Subconsciously clients blame the care and truck rental companies for this. 36 months ago 8 rental brands and the National Business Travel Association formed a group to lobby against the taxes. They also took it upon themselves to provide education for consumers.

In New Jersey there is tax reform passed that permits municipalities to impose 5 % excise tax when people rent cars. As it is car renters already pay a whopping $5 daily in the form of sales tax and state tax.

Don’t rent a car in Wisconsin as you will be expected to pay $18 every time you rent a vehicle. The money from this tax is supposedly used to assist in the funding of a mass- transit project. This would translate to a tax increase of in excess of seventy percent in Milwaukee, Kenosha and Racine.

The lobbyist group also reports that in Michigan there is pending legislation that will, if passed increase taxes by a further $2.50 per transaction.

In order to find funding for rail projects in Florida. The people responsible for the law are fighting to increase the taxes by a further $2.00. This would mean the tax increases by 50!

The general consensus of these people who make the laws is that this tax is necessary and understandable. These sentiments receive fierce opposition for the coalition.

The recession has hit the states in America in a big way and the deficits in state coffers is horrendous to say the least.

It appears there is misappropriation of funds as when a project is complete then the money is used elsewhere. This explains some of the reasons that car renters are asking, “can I deduct car rental costs on my income tax?

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Searching for car rental online has never been easier with the help of the internet. You can easily search and compare prices from various car rental suppliers, often on the same website.

Car rental rates often vary considerably depending on what is included in the rate. Look out for those too-good-to-be-true prices – they probably are. You may think you have found a bargain, but it will be a different story when you go to pick up the rental car, only to be told you have to pay for lots of additional charges.

So when you are comparing car rental costs online, ensure you are comparing like with like. There are various extra charges which can push up the price of your rental car, so make sure you look out for them. Often if you add these on to that oh-so-low rate, it doesn’t look so appealing anymore.

What is Included

Most car rental websites will list the inclusions with the rental. These will vary depending on suppliers but generally standard rates include basic insurance and tax.

What is Extra

Again this will vary but look out for the following:

Airport Fees

Also known as a Premium Location Fee, you will be charged extra to pick up a rental car at an airport location. This charge varies depending on supplier and location, but in the UK for example could cost as much as 13% of the rental value.

Vehicle Licensing Fee

This is a Government imposed levy for rental cars to partially recover the registration costs. Approximate cost in the UK: GBP1.22 per day, which over a long period can add up.

Additional Driver Fees

If you want to have more than one driver for your rental car, this is often an extra charge. Daily charges range from GBP4-20 in the UK, EUR4-8 in Italy and from USD3-10 in the States.

Young Driver Surcharge

This is often charged if the driver of the rental car is under the age of 25. In Australia, this ranges from AUD13-22 per day. In France, the Young Driver Surcharge varies from EUR20-35 per day, GBP10-25 in the UK and USD5-45 in the USA.

Excess Reduction

Each rental car often comes with an Insurance Excess which is the amount you would be responsible for if the rental vehicle is damaged. This can often be a few thousand dollars but can be reduced with an optional excess reduction charge which can be paid daily to reduce your excess to a few hundred dollars or even to zero.

Additional Equipment

Things like child seats, ski racks and snow chains are often available at an extra charge.

One Way Rentals

If you want to drop off your rental car in a different city from where you picked it up, there may be a one way fee. Again, this varies depending on the supplier and destination. Ensure you ask before you pay!

All these extras can add up. Sometimes a standard rate may be right for you but if you are picking up at the airport and want an extra driver, for example, it may make sense for you to go with an inclusive rate.

Read the Small Print

Be sure to read inclusions carefully to see what the rental rate covers and which one is right for you. Look for possible restrictions and additional costs and find out what exactly they are before you pay. If you find a low car rental rate, make sure that the additional costs do not outweigh the savings.

At DriveAway Holidays, each car choice will show clearly if it is a Standard or Inclusive rate and will give you a list of what is and what is not included.

People often talk about the “hidden costs” of car rental, but the reality is, they are not hidden at all – you just need to know what to look for.

The car is most probably the second most important asset of anybody, next to a house. Therefore, it is important that we give importance to its protection and security.

Automotives have been a natural target for burglars. They cost a lot of money, can easily be stolen and transported and may relatively be easy to resell.

Statistics show that 1 out 4 reported crimes are automotive-related. Out of all automotive crimes, 40% occur on the road just outside the house while 30% occur in public places, most often in parks. 40% of these stolen automotives are never recovered by the owners.

Most at risk are older car. New cars already come with appropriate automotive burglar alarm systems. Therefore, it is no wonder that more incidents of burglary occur on older automotives, accounting for almost 80% of all automotive-related crimes.

Due to these statistics, more and more people have realized the necessity of investing in car security measures. Majority of these people will not think twice in going for the more expensive automotive burglar alarm systems.

A less expensive security measure is with the use of steering bars or locks. However, these do not offer enough protection as these may be sawed off by determined and experienced burglars. The steering wheel can also be bent forcibly, making the steering bars or lock easily removable.

To provide more protection, a reliable car security alarm system should be installed. Millions of people have invested in expensive but sophisticated automotive burglar alarm systems. Why not? These have been proven effective in preventing automotive theft or stealing of valuable possessions left inside the vehicle.

How does an automotive alarm system work? Simply put, this is device with a bunch of sensors connected to an alarm. In its simplest form, the switch is placed on the driver?s door, which is then wired to an alarm. When the door is opened, the alarm then goes off.

The automotive burglar alarm systems nowadays are more complicated than this. Aside from simple sensors, they now include switches and even detect movement. This motion detector is why we often encounter alarms going off with just the slightest movement or with nearby noise. The type of alarm can also be chosen such that the sound is distinct and can easily be recognized by the owner even from afar. Modern automotive burglar alarm systems can also be wireless and can be controlled remotely and can also have a supplementary battery such that it still works even if main battery fails. All of these added features come with a price, but it is all worth it considering the added security and protection for a prized possession.

With the high incidence of car-related crimes, it is definitely worth the investment on modern automotive burglar alarm systems.

All Terrain Vehicles (ATVs) are extremely popular. Though they are used for recreation, they are not toys, and need to be used with caution. But even when a rider is sensible, and takes all possible safety precautions, ATV accidents can still occur. This is especially true when the design of an ATV is defective, as is the case with the Yamaha Rhino ATV, or when the vehicle is not the proper size for the person using it.

According to a report released earlier this year by the Consumer Product Safety Commission (CPSC), ATVs killed more than 500 people in 2006, and nearly 1 in 5 victims was a child. Accidents involving these vehicles sent 146,600 people to hospital emergency rooms that same year. The CPSC said Pennsylvania has had the highest number of reported ATV deaths since 1982, followed by California, West Virginia, Texas and Kentucky. Every state had at least one death attributed to ATVs.

Many ATVs can go as fast as 55 MPH and can weigh as heavy as a quarter of a ton. Close to 75 percent of all ATV accidents result in serious damage to the head or spinal cord of the accident victim. Head injuries are a major cause of serious life threatening or lifelong physical problems and ailments. Injury to the spinal cord can result in paralysis of the entire body for life.

Often, ATV accident injuries are the result of poorly designed vehicles. For example, poor design has been blamed for the high rate of serious and often fatal accidents involving the Yamaha Rhino ATV. Critics of this dangerous vehicle claim its top-heavy design makes rollover accidents far more likely during sharp turns, even when the Rhino is traveling on a flat surface at a low rate of speed. What’s worse, the Yamaha Rhino provides no protection for a rider’s legs in the event of a rollover accident.

Victims of Yamaha Rhino rollover accidents usually experience broken or crushed legs, ankles or feet. In some cases, victims have been permanently disabled, and have had limbs amputated following a Yamaha Rhino rollover accident. Children are most risk in Rhino rollover accidents, as the weight of the vehicle can crush their small bodies if they become trapped beneath it.

Despite a growing number of accident reports involving the Yamaha Rhino ATV, the company has never issued a recall for the vehicle. In 2006, Yamaha sent a letter to the owners of Rhino ATVs warning that it was prone to tip while going through sharp turns. Riders were advised to use seatbelts, and to keep their hands, arms and legs inside the vehicle at all times. The letter also included information on handling the Rhino if it should start to tip over, as well as a couple of warning labels that owners were instructed to place on the vehicle.

Unfortunately, the letter did nothing to reduce the number of Rhino ATV rollover accidents. In 2007, Yamaha finally offered to modify all Rhino ATVs free of charge. These modifications included new doors and additional passenger handholds for the Rhino. The company also provided more warning labels to be placed on the vehicle, and updated the Rhino’s owners manual.

While the Yamaha Rhino’s problems are well documented, some experts doubt that a child can safely ride any ATV. Currently, a research group at the University of Kentucky is trying to find out if they are right. The group, made up of engineers, surgeons, and trauma prevention experts is conducting a comprehensive multi-year study to measure various physical and behavioral aspects of ATV safety, particularly involving children.

In August, the University of Kentucky researchers released preliminary results from experiments involving current ATV size guidelines. Parents are instructed to use these guidelines to find a properly-sized ATV for their kids. But according to the results from these experiments, while current guidelines do limit engine size, they fall far short of actually determining the correct frame size for young riders.

The group said that current ATV size guidelines do not account for variability in body size and shape among children of the same age group or even of the same age. For example: larger children under age 16 may fit the adult-size vehicle frame better, even though the recommendation would be for a youth- sized frame or engine. Improper frame size can adversely affect a rider’s ability to properly steer, brake, or navigate varying terrain.

The study also found that seven of the eight children age 6-11 tested did not meet recommended existing guidelines for proper fit when mounted on the adult-size ATV. The researchers stressed that regardless of experience or supervision, a child in that age group should never be allowed on an adult-size ATV.

This concurs with the CPSC’s own statistics on ATV accidents. According to its annual report, most ATV deaths and injuries involving children result from youngsters riding adult-size ATVs. Consumer advocates have called on the CPSC to ban the sale of adult-size ATVs for use for children, but the agency has declined to do that. There is only a voluntary agreement in place with major ATV distributors in which they require dealers not to sell adult-size ATVs to people who might allow children to ride them. Consumer groups say few dealers abide by the rule.